Terms of Use

1. About Cogni Stream

Cogni Stream Inc. provides AI literacy and continuous AI workflow stream training for Canadian professional teams. Our services include live workshops, self-paced modules, executive briefings, and corporate team programmes delivered from our Montreal studio on McGill College Avenue and remotely. We are a training provider — not a wellness coaching service, not a meditation centre, not a life transformation programme, and not a job placement agency.

The brand name "Cogni Stream" refers to sequential workflow checkpoints applied to generative AI adoption — intake, governance, deployment, and release. It does not imply mindfulness streaming, holistic wellness, personal reinvention, or automated decision systems without human oversight.

2. Educational nature of services

All programmes described on this website are educational. Completion certificates reflect participation in training workshops only. They do not constitute professional certification, academic credit, software vendor accreditation, or licensure in any regulated field.

We do not guarantee job placement, salary increases, business revenue, productivity gains, emotional wellness outcomes, or personal transformation. Generative AI tools covered in our curriculum — including ChatGPT, Microsoft Copilot, and Claude — may produce inaccurate, incomplete, or biased outputs. Participants are trained to apply human-in-the-loop review and professional judgment before using any AI-assisted draft in a work context.

3. AI training disclaimer

Cogni Stream Inc. delivers structured AI literacy and continuous workflow stream education for professional teams across Canada. Programme attendance confirms participation in instructional sessions only — we do not warrant employment offers, compensation increases, revenue milestones, or quantified efficiency gains. Material produced by generative AI platforms may contain errors, omissions, or bias; every participant must exercise professional judgment and complete documented review before applying AI-assisted content in a workplace context. We do not provide legal, medical, financial, wellness coaching, or regulated professional advice unless explicitly stated with a named licensed entity.

4. Website use licence

We grant you a limited, non-exclusive, non-transferable licence to access and view website content for personal or internal business evaluation. You may not:

• Copy, scrape, or redistribute curriculum materials without written permission.
• Reverse-engineer or interfere with site security.
• Use the site for unlawful purposes or to transmit malware.
• Impersonate Cogni Stream Inc. or misrepresent affiliation with OpenAI, Microsoft, Anthropic, or other AI vendors.
• Market the site or our programmes as wellness coaching, meditation instruction, or life transformation services.

5. Enrolment and payment

Programme fees are quoted in Canadian dollars (CAD) unless otherwise stated. Booking is confirmed upon receipt of payment or signed corporate purchase order as specified in your quote. Prices on the website are subject to change; confirmed bookings honour the price at time of confirmation.

Cancellation and refund terms are described on our FAQ page and in individual enrollment agreements. Corporate contracts may supersede standard terms where explicitly negotiated. Quebec consumers may have additional rights under the Consumer Protection Act where applicable to consumer transactions.

6. Participant conduct

Participants must conduct themselves professionally during workshops. Harassment, discrimination, or misuse of AI tools to generate harmful content will result in removal without refund. You agree not to paste confidential personal data, unreleased financial information, or client-identifiable records into shared exercises without anonymization and organizational approval.

7. Intellectual property

All site content, curriculum frameworks, prompt libraries, and stream module materials are owned by Cogni Stream Inc. or licensed to us. Participants receive a limited licence to use handouts for internal business purposes. Public redistribution, resale, or incorporation into competing training products is prohibited.

8. Third-party tools and links

Our training may reference third-party AI tools and websites. We do not control those services and are not responsible for their availability, terms, or data practices. Links are provided for convenience and do not constitute endorsement.

9. Disclaimer of warranties

Website content and training materials are provided "as is" without warranties of any kind, express or implied, including merchantability, fitness for a particular purpose, or non-infringement. We do not warrant uninterrupted website access or error-free materials.

10. Limitation of liability

To the maximum extent permitted by Quebec law, Cogni Stream Inc., its directors, employees, and facilitators shall not be liable for indirect, incidental, special, consequential, or punitive damages arising from website use or training participation, including lost profits or data. Our aggregate liability for any claim shall not exceed the fees paid by you for the specific programme giving rise to the claim during the twelve months preceding the claim.

Some jurisdictions do not allow certain limitations; in such cases, our liability is limited to the fullest extent permitted by applicable law, including the Civil Code of Québec where relevant.

11. Indemnification

You agree to indemnify and hold harmless Cogni Stream Inc. from claims arising from your misuse of the website, violation of these Terms, or inappropriate use of AI tool training outside our supervised exercises.

12. Privacy

Personal information is handled in accordance with our Privacy Policy, PIPEDA, and Quebec privacy legislation. By submitting forms, you consent to collection and use as described therein.

13. Governing law and jurisdiction

These Terms are governed by the laws of the Province of Quebec and the federal laws of Canada applicable therein, including the Civil Code of Québec where relevant. You agree to the exclusive jurisdiction of the courts located in the judicial district of Montreal, Quebec for disputes arising from these Terms or our services, without regard to conflict-of-law principles.

Where Quebec consumer protection rules apply to a transaction and provide mandatory rights that cannot be waived by contract, those rights prevail over any inconsistent provision in these Terms to the extent required by law.

14. Severability

If any provision of these Terms is found unenforceable, the remaining provisions continue in full force.

15. Entire agreement

These Terms, together with enrollment agreements, the Privacy Policy, and Cookie Policy, constitute the entire agreement regarding website use unless superseded by a signed corporate contract.

15a. Force majeure

We are not liable for delays or failures caused by events beyond reasonable control, including natural disasters, pandemics, utility failures, labour disputes, or government orders. In such cases, we will offer rescheduled sessions or pro-rata credits where appropriate under our refund policy.

15b. Assignment

You may not assign your rights under these Terms without our written consent. Cogni Stream Inc. may assign its rights in connection with a merger, acquisition, or sale of assets, provided the assignee honours existing privacy commitments.

15c. Language

These Terms are drafted in English. Under Quebec language legislation, a French version may be made available upon request. If translated for convenience, the English version prevails in case of conflict to the extent permitted by Quebec law, except where French-language consumer documents are required by statute.

15d. Training materials accuracy

Programme descriptions, schedules, and facilitator assignments on cognistream.life are updated regularly but may change before your confirmed session. We will notify enrolled participants of material changes. References to third-party AI tools reflect their capabilities at the time of curriculum design; tool features may change without notice from vendors.

16. Contact

Cogni Stream Inc.
1250 McGill College Avenue, Suite 1500, Montreal, QC H3B 4W8
[email protected] · +1 (514) 829-3748